Find and compare the best bank offers

Compare cards and offers from all banks!

Why changing my debit/credit card?

You can now have several bank cards without leaving from your current bank. This allows you to avoid bank fees while enjoying discounts, insurances and useful services on a daily basis such as :

  • Real time budget tracking
  • Payments between friends and joint accounts
  • Access to the Airport Lounge
  • Allow payments depending on the country where the transaction takes place
  • Buy and sell stocks, raw materials and crypto currencies
  • Enjoy high payment limits up to €50.000/month

Dozens of payment cards. Zero hidden fee.

Pay without limit or fees here and abroad. Choose from 7 online and mobile banks.


$20.00 /month





What is an online bank?

An online bank is a bank that allows its customers to manage their savings and all day-to-day operations on the Internet. An online bank does not have a physical branch but may have solutions for cash deposit.

What is a neobank?

A neobank is a financial and technological company that offers essential services of a bank (payment, transfer and insurance) from a mobile application. A neobank is global by design and most transactions are free of charge.

Why getting a new card?

Choosing a new card on Spendways is free and allows you to avoid paying bank fees on your most transactions in the US and abroad. You will also benefit from a great mobile application with useful features.

How does it work ?

Spendways allows you to compare all Online Banks and Neobanks.

We find the best offers

All current 4 bank service deals are listed on Spendways and updated in real time.


You compare them

You filter and compare all deals that suit your needs. Refine your choice with 3 customer reviews.


Enjoy your new card

You subscribe to the best offer directly from Spendways to take advantage of it immidiately.

Online bank and mobile bank: reviews 2021

Bank mobility allows customers of traditional banks (network banks) to keep their main account and to choose an additional payment method without canceling their traditional bank card. This means of payment (payment card) is open in an online bank or a neobank. It comes with a bank account in France or in another country, a mobile application to manage expenses and daily budget, as well as insurance to cover the use of the card or purchases and activities. of the beneficiary.

Among online banks (or remote banks), there are ING, Boursorama bank, Fortuneo, Orange Bank, BforBank and Hello Bank. The neobanks are mainly represented by N26, Revolut, Max, Monese and Chime. Unlike online banks, neobanks have mobile apps that offer a better user experience, no fees on overseas expenses, a guaranteed interbank exchange rate, and no account maintenance fees. However, they do not allow checks to be issued or cashed, nor do they allow savings on banking products such as Livret A, LDD, etc.

Traditional banks (BNP, Crédit Mutuel, Crédit Agricole, etc.), allow free withdrawals from their ATMs, offer a checkbook and allow you to meet a financial advisor (banker) to make better investments or make a mortgage or to the consumption.

Neobanks come from Fintech startups around the world. This is why customers find that they have a German or British IBAN while they are more used to a French IBAN.

Spendways not only allows you to sort and select professional and personal bank accounts and cards, but also to question the customers of these online banks and neobanks to choose the one that best suits your lifestyle and future projects. Discover without further delay your best bank by making a selection and a personalized comparison.